It's a risky game I'm playing. With all the talk of the Mega Millions jackpot exceeding a billion dollars (and maybe even hitting two billion - crazy!), even my frugal-minded self couldn't resist the siren call of the lottery. I mean, how else am I ever going to have a shot at becoming a billionaire? (My husband was quick to point out that with hard work, anyone can become a billionaire and that it's still a possibility for us. Okay, Pollyanna. He sees the world through very rosy glasses indeed.) Like every American the last few days, I was instantly consumed with how I'll spend my theoretical winnings. I would take the annuity rather than a lump sum, which would be more than a million dollars per month for the next 29 years, after taxes. My future self, the billionaire, was going to use the money to hire someone to wallpaper our master bedroom . Heck, she was going to hire someone to wallpaper the entire house! She might even have replaced some of the tile on